Travel

Visit To Mesmerizing Australia

Australia is considered to be a fantastic destination which has amazing monuments and mesmerizing landscape. It is also the twelfth largest economy in the world; it has also the world’s most beautiful cities and places like the gold coast, Canberra and Melbourne. Australia is also known for its excellent living standards and quality of life. It has sports, nature, wildlife, beaches, food and adventure; in short it is a perfect place for a holiday. In case you are thinking of visiting Australia and want to apply for an Australian visitor visa then there are a few documents that should be there for applying for one.

If you are just visiting Australia for holidays, sightseeing, social or recreational reasons, to visit relatives, friends for business purposes or you are just stopping there on your way from somewhere; you are supposed to have a valid Australian visa. So for  tourist visa Australia there are the following documents that one is supposed to submit.

Documents needed for Australian Visa

  • Original passports and old passports if you have any.
  • The passport should have the validity of atleast six months and also atleast three blank pages.
  • One is required to have confirmed air tickets.
  • Two recent size photographs with a size of 35mmx45mm and also with 80 percent close up.
  • You are also supposed to give a covering letter mentioning the details of travel, details of the traveller, purpose of visit and duration of stay addressing to the Australian high commission.
  • Income tax papers showing the transactions for the last three years.
  • Original bank statements; attested and signed by a bank official.
  • Travel itinerary as a proof for hotel stay with passenger name and travel dates.

Except for these there are other additional documents also required like:

  • In case the one applying is employed then salary slips for the last six months and an original leave letter are required.
  • If the person applying has a family in Australia then one is required to provide the copies of the passport, visa and the immigration status of the invitee along with relationship proof.
  • In case the person applying is a student then he/she is required to provide an NOC letter from college or school along with the ID card copy.
  • If the applicant is of more than 75 years of age, then medical requirements from the panel doctor would be provided by the embassy.

Except for the visa procedure one should know about the things that can and cannot be brought into Australia; one should also be aware of the duty free concession limits and about the travelling experience through Australian airports and seaports. Australia is a beautiful place to visit with family for a holiday or for a recreational trip with friends. Just make sure that the visa work is done on time along with proper submission of the documents in the Australian high commission. Once everything is done then there is no other thing to worry about.

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Travel

Romantic Escape To Kerala

Romantic getaways are required every once in a while, especially when it’s your first trip together after marriage. One of such best romantic getaway you can have is to Kerala, which has to offer a lot. You can relish long soothing walks besides the beach, pamper yourself by staying in luxury resorts, and have candlelit dinner. Enjoy the trip to Kerala with the most romantic destinations, and cherish such lifetime memories.

  1. Chembra Peak in Wayanad

Chembra Peak, in the district of Wayanad, is one of the highest peaks in Kerala. Along with this beautiful peak, there is a heart shaped lake, would set the romantic mood and vibes. This lake has always been filled with water in it. It is the best destination where you can get to trek and walk around for about 1 or 2 km. The atmosphere around this lake is very misty and breezy, along with being snowy too. It is best for camping as well, where at night you can just relax and have the beautiful view of sky filled with stars.

  1. Treehouse and Waterfall

This destination is rarely visited and missed out by tourists who visit Kerala. But it is truly a mesmerizing sight to see, so don’t miss out on this. This treehouse resort along with heavenly waterfall is based in Athirappilly. You can get to experience the beautiful sunrise and sunset here, and also do some swimming in pool which is faced against the waterfall.

  1. Floating cottages

This is a very unique way of relishing your trip, which you will remember for a lifetime. Floating cottages are around the Poovar beach with endless golden seaside sand. You will get to experience the crimson sunset, emerald backwaters, coconut palms, and an absolutely magical ambiance.

  1. Houseboat Cruise

Backwaters in Kerala offer that ultimate romantic getaway. You can either go to Kumarakom or Allepey, as both provide you that amazing houseboat stay. Along with bedrooms and bathrooms, such houseboats are very well equipped, offering you small kitchens, personal butler, and lounging area. Kumarakom is more visited by couples who are looking for personal time, compared to Allepey as it is a bit crowded. The best time to enjoy the backwaters in Kerala is between August and February.

  1. Tea Gardens

Munnar in Kerala has the most beautiful tea garden, along with a combination of sunshine during dawn and white mist, and it is during this time, when ladies prepare to pluck out the fresh leaves of tea. You can enjoy walking around the mountains, which are filled with tea gardens. Enjoy the amazing bird calls, nature, tea fragrance, waterfall, and echo point.

So take a trip to Kerala, any time of the season, where you will surely have your privacy along with your loved ones. You can also enjoy Ayurvedic Spa therapy, which would be available in most hotels.You, can avail Kerala honeymoon tour package, as well, and have it all pre-planned, so you don’t have to fuss about any last minute arrangement and planning.

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Finance

How Students Can Be Benefitted By Direct-Loans?

Loans direct has now become the most flexible and convenient credit option in the market. In most of the cases, it has been found that students are enjoying the maximized benefits from this kind of loan. If your scholarships or grants have exhausted, then you can surely go for this option. These loans are very much helpful in carrying-on higher-studies conveniently.

Higher-studies usually involve a greater cost and this cost cannot be barred by students coming from average or low income family. But with the emergence of loan direct, the students can now easily deal with all sorts of expenses especially coaching cost, books cost, examination fees and others relating to their studies.

Why students are choosing these loans?

Loans direct has got innumerable advantages as these loans are mostly approved by the government. These kinds of loans are now considered as one of the most active parts of student-loans. Students can now conveniently complete their studies without facing any hindrances. Some of the most highlighted benefits for which students choose these loans over other available options are as follows:  

  • Flexible repayment-plans: These loans have simply got amazingly flexible repayment-plans. These plans can be easily afforded by students. Some of the most popular options of repayment are extended repayment, income-based repayment, graduated repayment and standard repayment. You can choose any of these options in accordance of your affordability limit and financial condition.
  • Purposes: Different study-related purposes can be now served well with these loans. Basic expenses that can be dealt by these loans are fees for housing, supplies, textbooks, tuition, educational institute, computer, transportation, food and other related ones. If your parents are not in a position to pay off these expenses then you can definitely take the decision of having these loans without going for any other option.
  • Low interests: One of the primary advantages of direct-loans is that you can get low-interests out here. The interest is not only low but it also remains fixed for years. Moreover, your credit-score is not considered at all for fixing-up the interest rate. This is how students can now easily afford these loans. Neither any guarantor nor any verification is needed for having these loans.
  • Repayment extension:  If you are finding any trouble in making the repayment within the scheduled period then the repay interestment-tenure can also be extended. This is really a great benefit to those students who face difficulties in making the repayment on time. In this case, different circumstances are considered on the basis of which extensions are being allowed. If the authority finds that the student is really in need of extended repayment then only permission is granted.

Other advantages that can be received from direct-loans for students are tax-deductible interest, no penalty for prepayment, loan forgiveness and many more. Only some simplified criteria need to be satisfied for acquiring these loans. If you want to become an applicant for these loans, then you got to visit the official-page in order to know the established regulations.

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